Report a work-related, commuting, or school accident to the statutory accident insurance

If a work accident, commuting accident, or school accident has occurred in your company or institution, you must report it to your responsible trade association or accident insurance institution.

As a company or institution, you are required to report occupational, commuting, and school accidents to the statutory accident insurance. The reporting obligation applies if the injured person is expected to be unable to work for more than 3 days. In the case of children, pupils, and students, you must report every accident that requires medical treatment.

Following your report, the statutory accident insurance provider will examine whether and to what extent insurance coverage exists. For example, it is examined whether the accident is related to business activities or, for example, attending school. In addition, the accident insurance automatically determines which benefits are to be provided.

By law, the commercial trade associations are responsible for all businesses, institutions, and self-employed persons. The commercial trade associations are organized by industry. The regionally organized accident insurance funds are responsible for public sector enterprises, including accidents involving school pupils.

You can report a work-related or commuting accident online.

• Fill out the online form on the service portal of the German Social Accident Insurance (DGUV) by answering the questions about the accident provided there.
• If possible, please have information regarding your competent accident insurance institution and your membership number ready. This will allow your report to be forwarded to the correct accident insurance institution more quickly.
• Your report will be processed immediately upon receipt of your online form. After completely filling out the web form, you will receive a copy of the accident report to download and the contact details of your accident insurance provider.
• The statutory accident insurance or accident insurance fund will then automatically check which benefits are to be provided. You do not need to submit any further application for this.

Note: Following the work accident, the injured person should consult a designated accident doctor (Durchgangsarzt). These doctors possess special knowledge and experience in the field of accident medicine. In an emergency, prompt medical assistance is of course important, and any doctor may be consulted.
 

• Objection
• Detailed information on how to file an appeal can be found in the notice from your trade association or accident insurance institution.