Apply for a loan with a repayment grant for the construction or purchase of energy-efficient commercial buildings

If you invest in the construction or purchase of energy-efficient commercial buildings, you can apply for a loan with a repayment subsidy under certain conditions.

The Federal Ministry for Economic Affairs and Energy (BMWi) funds measures to increase energy efficiency.
Sie können einen Kredit bis zu EUR 25 Millionen für folgende Maßnahmen bekommen:

• Neubau oder Kauf von energieeffizienten Gewerbegebäuden, welche die Anforderungen an ein KfW-Effizienzgebäude erfüllen,
• energieeffizienter Ausbau von Gewerbegebäuden, die noch nicht in den Anwendungsbereich der Energieeinsparverordnung (EnEV) fallen, nach dem Ausbau aber die Anforderungen an ein KfW-Effizienzgebäude erfüllen,
• energieeffiziente Erweiterung von Gewerbegebäuden um mehr als 50 Quadratmeter, die die Anforderungen an ein KfW-Effizienzgebäude erfüllen.

The funding covers measures for the preparation, implementation, and commissioning of the funded measure, such as ancillary work or planning costs.

You will not receive funding:

• if you do not use the building exclusively for commercial purposes (for example, if you also live there),
• für Gewerbegebäude mit Öl-betriebener Heizung,
• if you rent or lease the building for residential purposes,
• for holiday homes and apartments,
• for commercial buildings used primarily for agriculture,
• if you have already started the measure before submitting the application.

For energy-efficient buildings, there is a benchmark: the KfW efficiency building standard. The lower the number, the more efficient your building is and the less energy you need. The following standards are subsidized:

• KfW Efficiency House 55,
• KfW Efficiency House 70.

Wenn Sie Ihre Maßnahme nach dem Standard KfW-Effizienzgebäude 55 durchführen, können Sie einen Tilgungszuschuss von 5 Prozent des Kreditbetrags bekommen, maximal jedoch EUR 50 pro Quadratmeter Nettogrundfläche.
If you implement your measure according to the KfW Efficiency House 70 standard, you will not receive a repayment grant.

You will only receive the repayment grant once you have completed your project and proven its implementation to KfW. To do this, you must prove:

• that you have used the money for the applied-for measure,
• that you have achieved the KfW Efficiency House standard.

Sie müssen alle Unterlagen aufbewahren, die mit den förderfähigen Kosten zu tun haben.

The KfW banking group processes the funding applications.

You are not entitled to the approval of the funding.

You must submit your application through a financing partner.

• Plan your measure with an energy efficiency expert. Find an energy efficiency expert near you on the website of the German Energy Agency (dena).
• Complete the confirmation for the application online – preferably together with your expert.
• Talk to your financing partner (for example, the bank where you intend to take out your financing) about integrating a promotional loan. They will advise you on which documents are required for this and submit the application to KfW on your behalf.
• Once KfW has approved your funding application, you conclude a loan agreement with your financing partner.
• As soon as you receive confirmation of your funding, you can begin construction or sign the purchase agreement.
• Depending on the construction progress, your financing partner will disburse the loan to you in a lump sum or in installments.
• Once you have completed the measure, you must prove to your financing partner,
  • that you used the money from the loan for the planned measure and
  • that your measure meets the standard for KfW Efficiency Houses.
• Your financing partner reviews and confirms your documentation and forwards it to KfW.
• If the KfW has also reviewed the documentation, you will receive the repayment subsidy as a credit to your loan account. This will shorten your loan term.

Note:
Small and medium-sized enterprises (SMEs) can apply for additional grants from the Federal Office for Economic Affairs and Export Control (BAFA) for consulting services provided by an energy efficiency expert.

• Antragstellung vor Beginn der Baumaßnahmen
• Abruffrist des Kredits: innerhalb von 12 Monaten nach Zusage, eine Verlängerung auf maximal 36 Monate ist möglich
• Commitment fee: You do not pay a commitment fee for the first 12 months after approval.
• Proof of use of funds: within 15 months after full disbursement of the loan

• Cancelled