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Information from the enforcement portal by inspecting the central debtors' register

Gültigkeitsgebiet: Hessen

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To obtain information from the joint enforcement portal of the federal states, inspection of the central debtors' register is required. Inspection requires a one-time online registration.

Description

The central debtor register in the enforcement portal provides information on entries concerning a natural person or a legal entity and also allows you to view your own data records.
Entries in the central debtors' register are made when:

  • the debtor has failed to fulfill his obligation to submit the asset disclosure,
  • enforcement, according to the contents of the asset disclosure, would obviously not be suitable to lead to full satisfaction of the petitioning creditor, 

or

  • the debtor fails to prove to the bailiff within one month after submitting the asset disclosure that the petitioning creditor has been satisfied in full,
  • an application to open insolvency proceedings has been dismissed for lack of assets,
  • discharge of residual debt has been denied in the insolvency proceedings,
  • the already granted discharge of residual debt in the insolvency proceedings has been revoked.
  • A one-time online registration is strictly required to obtain information from the central debtors' register. 

Following registration, you will receive an activation link and your personal login details. This will enable you to view the central debtor register. Inspection is also possible on-site at any local district court using your personal login details. The district courts themselves are not permitted to provide you with information from the central debtor register.
To receive information, it is necessary to state a reason for viewing. Permissible reasons for viewing are: 

  • Purposes of enforcement
  • to avert economic disadvantages (also regarding the fee-based credit report for submission to third parties)
  • For information on entries concerning yourself (free self-disclosure)
  • In addition, you must provide further supplementary information for inspection. These can be, for example, details on judgment debts, invoices, pending contract closures, and the like.

Entries in the debtor register also show which authority ordered or initiated the entry. You can contact this authority for more information on the circumstances underlying the entry, quoting the respective file reference. 
Retrieving data is subject to a fee for non-fee-exempt entities. 
In accordance with Article 15 of the General Data Protection Regulation (GDPR), debtors registered in the debtors' register can, upon request, obtain information about the data stored concerning them in the debtors' register and about the recipients to whom the data is disclosed. The self-disclosure report that you receive after your application has been decided upon, using a PIN sent by mail, relates exclusively to the entry specifically designated in the application by the DR file number. If there are multiple entries in the debtors' register, a separate application for information must be submitted for each entry. 
The application for information pursuant to Article 15 GDPR can be submitted at any local court (registry office for legal applications). 

Procedure

Access to the central debtors' register is exclusively online via the joint Execution portal of the countries after an online registration.
There are two registration options available (with and without an e-ID card).

  • without electronic ID card
    • Register in the enforcement portal by providing the information requested in the registration form.
    • To complete the registration process, you will receive a confirmation email with an activation link, which you can use to finalize your registration once you have received your access PIN by mail.
  • with electronic ID card
    • No registration is required if you have an electronic ID card with the online ID function. In this case, registration in the enforcement portal can be done using the AusweisApp. 
    • You can complete the registration using your activation PIN, which you will receive by mail.

After successful registration and activation of your access, you can log in to the enforcement portal using your personal access data and search for entries concerning a natural person or a legal entity.
In the search mask for the debtor register, you can use personal or company data to search whether the person or company you specified has been entered in the debtor register. 
In addition to entering the search criteria, you must state and justify your reason for inspection.
Retrieving data is subject to a fee for non-fee-exempt entities. 

In addition, you can obtain a so-called self-disclosure from the debtors' register for entries concerning your person. A separate query mask is available for this purpose.

Furthermore, if you are listed in the debtors' register, you can, in accordance with Article 15 of the GDPR, request information upon application about the data stored about you in the debtors' register and about the recipients to whom the data is disclosed. The application for information can be submitted to any local court (customer service department for the filing of legal applications). 
The following documents must be attached to the application: 

  • Copy of the identity card
  • Notification of current address
  • Notification of the DR file number of the underlying registration
  • Notice of the recording bailiff

The local court will forward the application to the competent central enforcement court, which will decide on your application. If the competent central enforcement court makes a positive decision, you will receive a computer-generated letter by mail from the joint enforcement portal of the federal states containing a PIN. With the help of this PIN, you can log in to the Execution portal (Public Registration ⇒ Self-disclosure for registered debtors) Log into the protected system and view the stored data concerning your person and the persons/agencies that have retrieved the corresponding entry in the debtors' register. 

Deadlines

  • The validity of the registration is unlimited. 
  • An account that has not been used for 2 years after being activated by you will be automatically deleted. In this case, a new registration is required.

Legal basis

Technical approval

Hessian Ministry of Justice

Stichwörter

  • Bankruptcy
  • enforceable title
  • Revelation procedure
  • declaration of insolvency
  • Enforcement orders
  • Self-disclosure
  • disclosure insurance
  • Insolvency
  • Information
  • Affidavit
  • Statement of assets
  • Creditreform
  • Solvency
  • Creditor
  • Execution
  • Revelation
  • Creditworthiness
  • Insight
  • Credit and installment payment agreements
  • statutory declaration
  • Enforcement
  • Local Court
  • List of debtors
  • SCHUFA